Diwali is India’s biggest and most important festival. This festival gets its name from the rows of clay lamps called ‘Deepa’ lit outside people’s homes to symbolize the defeat of spiritual darkness with inner light. Diwali is now a National Festival celebrated by Indians regardless of faith.

1. Plan your investments

It’s time to think of your financial investments, as per Indianmoney reviews this Diwali. Do you have a term life insurance plan to protect loved ones and care for their financial well being if something untoward happens to you? What about a family floater health insurance plan to take care of your family’s hospitalization needs this Diwali? A Child Endowment Plan could be a lasting gift for your son. It would take care of higher education and marriage expenses. You could start investing in an SIP of mutual funds this Diwali 2020

2. Get a financial advisor this Diwali

IndianMoney Reviews department has wealthy doctors who give genuine and unbiased financial advice, to make sure you are not cheated or mis-sold financial products. Our wealthy doctors can help achieve financial goals. Insurance agents are known to mis-sell life insurance products like endowment plans to pocket commissions.

3. Make a well balanced portfolio

You must be familiar with asset allocation, which is dividing the investment across asset categories. Indian money company reviews of asset allocation helps balance risk and reward by apportioning portfolio assets to meet financial goals based on your risk toleration and investment horizon. If your portfolio is light on equity, bring in more funds and maintain a balance between debt and equity. Stock markets have crashed and this is an excellent time to pick good stocks at low prices.

4. Have Gold in your portfolio

You don’t need to buy gold coins or gold ornaments. Invest in gold Exchange-Traded Funds popularly called Gold ETFs which represent physical gold in the dematerialized form. Lead market review of gold ETFs can be traded on the stock exchange just like stocks. You don’t have the hassles of storing gold jewelry and there are no making charges.

5. Have a SIP in equity mutual fund

Start a SIP this Diwali 2018. The money invested in the equity mutual fund scheme can meet financial goals like Children’s education, marriage and even retirement.

6. Make a budget

A budget helps spend better and get more bang for buck. It squeezes value out of every rupee. Make a budget this Diwali 2018 and you will have money to spend on things you really need.

7. Get rid of debt

Get rid of credit card dues and that personal loan before Diwali 2020. Diwali is the time to improve CIBIL score. Getting rid of unsecured loans (Loans with no collateral), improves CIBIL score. These loans have high interest and a delay in repayments messes up credit score. Diwali is the time to wipe out darkness with light. Lead market complaints experts advice that you make sure you wipe out the darkness of debt this Diwali 2020.

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Saving taxes is really a serious concern for high earning individuals. So, how they can reduce their tax burden? Let us look into some useful tips provided by Indian Money Reviews How high earning individuals can Reduce TAX Burden?

Donations and Charity

By making donations, you will be able to support a good cause and at the same time get tax deductions. When you make a donation to any relief fund or charitable institution then you will be saving taxes under Section 80G.

Similarly, when you make a donation for any rural development work or for a scientific research project then such donation entitles you to claim deductions under Section 80GGA.

Capital Gains

According to IndianMoney.com Reviews, investment in capital gains bonds turns out to be the right option for high earning individuals.

The reason is that, when capital assets are sold and capital gains arise out of it, those gains are tax free if the gains are invested in capital gain bonds. Another good thing is that, by making an investment in these capital gain bonds you will be able to save as much as fifty lakhs every year.

Short Term Trading

If you fall in the category of high earning individuals then as per Indian Money review Bangalore it will be important for you to stay away from short term trading. The reason is that capital gains in the short term are usually taxable at 15% rate.

Give a Gift

If the value of a gift is higher than Rs.50, 000/- in a year then only it is taxed otherwise not. But, according to Indian Money Bangalore, this rule will not be applicable if the gift is given to following people:

1.     Spouse
2.     Parent’s siblings
3.     Parents
4.     Siblings of your spouse
5.     Your siblings

Indian Money company reviews Bangalore’s focus on helping people buy the right financial products through personalized free financial education and to become the most admired & trusted financial education company in the world. Indianmoney in Shanti Nagar, Bangalore-560027-Get IndianMoney in Shanti Nagar address, phone numbers, user ratings, reviews, contact person and quotes in indianmoney.com

Indianmoney.com Reviews create awareness and educate consumers on access to financial services, to educate the public or investors on the Financial Literacy, to protect the interest of the investors, to create awareness on availability of various types of Financial Products and their features, provide necessary infrastructure for public or investors to develop the necessary skills and knowledge to become financially literate, to change attitudes to translate knowledge into behaviour, to provide aid and assistance to public or investors to develop and maintain appropriate standards of competence for financial education and literacy through examination and continuing education, and to make consumers understand their rights and responsibilities as clients of financial services.

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Indianmoney.com reviews assess the financial needs of individuals and help them with investments (such as stocks and bonds), tax laws, and insurance decisions. They help clients plan for short-term and long-term goals, such as education expenses and retirement. Indianmoney Reviews involves researching the marketplace and recommending the most appropriate products and services available, ensuring that clients are aware of products that best meet their needs, and then securing a sale.

Indianmoney.com Reviews come up with key principles of personal finance. 

#1.Spend less than you earn

You need to spend short of what you gain and set aside that distinction for the future so you can at present endure and flourish whenever you’re more established and don’t have the chances and energy of today. 

#2.Keep everything as simple as possible

Indianmoney.com Reviews the more charge cards you have, the more possibilities you have for fraud and the more possibilities you need to miss an installment. The greater speculation accounts you have, the less consideration you can provide for every one and the almost certain it is that you’ll miss a major issue. The more records and speculations and bills that you have, the additional time and energy you need to spend to keep steady over everything and the more probable it is that you will make a mistake. 

#3.Focus first on building an emergency fund

Cash is king for solving all of the problems that life throws at you. In contrast to credit, money is accessible in circumstances of credit issues or of fraud. You can begin assembling a secret stash by setting up a programmed week after week or month to month move from your financial records to your investment funds, at that point disregarding the investment funds until a crisis calls. 

#4.Focus second on eliminating high-interest debt

In the event that you have a just-in-case account close by, you ought to next spotlight on killing your high-intrigue obligation. Set up a basic obligation reimbursement plan by arranging your obligations by financing cost, at that point endeavor to make a twofold installment (or more) on whatever obligation has the most noteworthy loan fee. Make that twofold installment consistently, at that point when that obligation is gone, inlude the aggregate sum of that installment to the installment you’re making on the following obligation on the rundown. Continue rehashing until your high-intrigue obligations are no more. 

#5.Saving for retirement

When your high intrigue obligations are far removed, begin putting something aside for retirement. Contributing a couple of percent of your compensation may sound agonizing, yet it will really wind up being a lot more modest weight than you expect, one that is lifted up by the delight of realizing that you’re making sure about your retirement. 

#6.Buy term life insurance to cover your dependents

Try not to let a protection sales rep fool you. You needn’t bother with much life coverage except if you have wards. In the event that you do have wards, your smartest choice is to get a term life coverage strategy, one that will pay out enough cash to think about your wards in case of your initial passing. Those other protection plans offer things that you won’t generally need at all and charge you a chunk of change for it.

Indian Money Company Reviews works to create strategies for eliminating financial risk and building wealth over the long term. They can give customers a game plan that puts you on track to achieve your financial goals.

Financial Advisors in Indianmoney.com get different degrees and certifications. They come from diverse backgrounds and offer a wide range of services. Because of that, they can do much more than explain and help you pick correct mutual funds.

Personal financial advisors typically do the following:

• Meet with clients in person to discuss their financial goals.
• Explain the types of financial services they provide.
• Educate clients and answer questions about investment options and potential risks.
• Recommend investments to clients or select investments on their behalf.
• Help clients plan for specific circumstances, such as education expenses or retirement.
• Monitor clients’ accounts and determine if changes are needed to improve account performance or accommodate life changes, such as getting married or having children.
• Research investment opportunities.

Indianmoney Reviews focus on helping avoid mistakes, find opportunities that you miss, help you stick to your plan in times of stress, and manage risk in a tax-smart way to protect and grow your assets.

Indianmoney Reviews on Financial Services

Investment

In case you’re thinking about making an investment, a indian cash reviews advice on the right funding options to your state of affairs and be available for ongoing aid inside the control of these investments.

Saving

If you’re saving for something like a house deposit, wedding or new child, or maybe just hoping to construct that wet-day fund, a monetary planner can create a plan that will help you meet your financial savings target.

Budgeting

with cash continuously coming in and going out, every now and then it is able to be elaborate staying on the pinnacle of your coins waft. A monetary planner assists you to design finances in your household, which may additionally assist you to correctly control your cash and plan for big prices.

Insurance

Coverage is regularly and crucially a part of any economic method to make certain that if something is going wrong, your monetary method can retain. An economic planner can offer expert advice in assessing your insurance needs to make sure which you are correctly protected, but not paying for canopy which you do not actually need.

Retirement

In case you’re drawing near retirement, a financial planner can assist with identifying a way to optimise your retirement income. They’ll guide you in striving to gain the retirement life-style you prefer and dealing with your price range when you prevent working.

Debt management

If you’re going through any form of debt, an economic planner can create a budget and approach to help pay off your debt faster. They’ll additionally take a look at your cutting-edge monetary situation to assess in which you can doubtlessly place extra money in the direction of paying off your debt.

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